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Virtual Conference Recap BY Katie Chambers | July 14, 2026

Balancing Care and Cost: Effective Benefits For Everyone

“The cost of healthcare is expected to rise between 6-9% this year,” said Courtney Vinopal, senior reporter at HR Brew, citing estimates from Mercer while moderating a recent panel at From Day One’s June virtual conference. Globally, estimates are even more dire at 9-12%, says Damilola Akinduro, global head of benefits at Equinix.Employees expect benefits that support mental health, family needs, and financial well-being, but employers must provide them while managing costs. Striking the right balance requires prioritization, creative solutions, and clear communication so employees understand the value of what’s offered. Which benefits are the most innovative and impactful today? Panelists answered these questions and more during the virtual session. There are numerous factors behind the rising costs of healthcare, says Akinduro. “Our primary drivers include medical inflation; of course, general inflation impacts that. We see an increase in utilization as well, and specialty care [such as] oncology treatments,” she said. Other specialty or chronic issues on the rise include musculoskeletal problems and diabetes care. Gillian Plummer, director of employee health and wellness at Quest Diagnostics, says medical advancements and new therapies, while beneficial, can also contribute to rising costs. “We see pharmacy trends with GLP-1’s and autoimmune cancer gene and cell therapies,” Plummer said. “And let’s not forget the impact of surprise billing, [which] is also driving costs. One other aspect is the use of AI for upcoding of claims.” This new reality is daunting. “Employers are always concerned about the burden this puts on their employees,” said Rebecca Liebman, CEO and co-Founder of LearnLux. Her team helps by incorporating healthcare coaching into employer-sponsored financial well-being programs. “In the United States, picking [one’s] own healthcare plan is the number one reason for personal bankruptcy. A lot of people might be contributing to their 401k, but they’re struggling with this medical bill…their kid broke their leg, or they have an unexpected expense,” she said. Panelists shared their insights on the topic "Balancing Care and Cost: Effective Benefits For Everyone" (photo by From Day One)Teaching employees to incorporate healthcare into their budgets can help them prepare, as can educating them on all benefits available. “If people are scared of the bills, they delay going to the doctor, and usually that ends up costing them and their company more later on. [Make] sure people understand what they have access to now, so it doesn’t build up and become incrementally or exponentially more expensive for them and their employer,” said Liebman. Monique Scroggins, VP of HR total rewards and operations at Lloyds Banking Group, and her team have launched a cost-containment strategy centered on wellness programs. “A lot of our higher claims came around GLP-1 and oncology claims, so we focused [on] return-to-office engagement [and] having people on site teaching you how to eat clean and healthy, and encouraging you to take walks on your lunch break.” Similarly, Quest launched “Healthy Quest” for its 40,000 frontline workers, centered on pillars of how we work, eat, move, and feel, each of which can combat chronic conditions. “It’s really important to have a strategy like that with an organization: not just communicating it broadly, but you physically need to be there on site with your employees and have your leaders and middle management be able to adopt the program,” Plummer said. Plummer’s team also provides over 50 health tests for employees through “Blueprint for Wellness,” collecting data that can help predict future health issues. “Many have changed their lives because of Blueprint for Wellness; they found out they were at risk of a heart attack. That’s very shocking, and that would also be a high-cost claim on our plan,” she said. Designing an Effective Benefits Program As noted, leadership buy-in for any benefits program is crucial. “We have a benefits design committee that consists of our CEO, CFO, legal compliance, [and] our CHRO. We meet monthly and go through all of our strategies,” Plummer said. HR reps should be prepared to articulate needs and potential positive outcomes to higher-ups. “We’re presenting this as a business investment rather than just a cost increase,” Akinduro said. There is one big paradox that can make pitching a benefits program tricky. “The primary goal is to get employees to use these benefits. Utilization is a metric that employers are looking at to judge the success of benefits, but as more employees use a benefit, that can also drive the costs [to] the company higher,” Vinopal said. It’s up to HR to balance those competing goals. For example, Plummer’s team at Quest has seen a rise in mental health claims, with the “anxious generation” of 18-34-year-olds consistently seeking support. “It’s a totally different generation that’s entering the workforce,” she said. While those costs are higher, they are also leading to more productive and engaged employees. Quest also offers free therapy sessions to employees to help combat those costs. “It [also comes] down to culture in your organization: how your supervisors, managers, or leaders are working with their employees impacts mental health too,” Plummer said. Looking at the DataMetrics of benefits engagement should be approached with diligence and nuance. Liebman notes that engagement data can be tailored to the specific benefits, noting that some apps are automated and may be working well but don’t require as much day-to-day engagement as something that relies on one-on-one customer care; both can still be highly effective. It also depends on the individual using the benefit. “It’s [about] understanding what people need from an accountability and engagement perspective, providing all levels of access so that someone can engage in the way that works best for them,” said Liebman.The best wellness programs are holistic, recognizing that various aspects of life and work impact health. “Organizations are realizing that financial health is health,” Liebman said. “Financial stress has major impacts on the brain and mood, cardiovascular, respiratory, gut, digestion, immune system, hormones, muscle, sleep, and recovery. Every single thing in your life that you’re working through from a health perspective gets impacted if you’re stressed about money. Financial planning is really just life planning, so that’s changed who might even own this function within the organization.”As employers continue to balance cost and care, they shouldn’t shy away from being transparent with employees about the value of what is being offered, Akinduro says. “People see the employer contribution alone, but they don’t understand the total value.  From time to time, we have to make them aware that behind that is a whole lot of costs that you’re not privy to, and we go all out to make sure that you’re cared for,” she said. “Sometimes employees think that their benefits are not competitive, whereas they are competitive, [but] they just don’t understand it. In written texts, ‘ask me anything’ programs, all-hands sessions, HR sessions, we deploy quite a mix of communication strategies to get people up to speed.” Her organization even includes administrative costs in printed benefits materials, so employees understand the full value of offerings.  With costs on the rise across all areas of life a comprehensive benefits package is a generous way to support employees that may be more affordable than salary raises or bonuses. “It’s hard to live without thinking about how every cost is going up,” Liebman said. “They can say, ‘Even though you’re only getting a one or 2% raise, we’re bringing in a benefit to help you understand what to do with your salary, and how to best utilize it.’ So it’s a way that they can still support their employees through times like this.”Katie Chambers is a freelance writer and award-winning communications executive with a lifelong commitment to supporting artists and advocating for inclusion. Her work has been seen in HuffPost, Top Think, and several printed essay collections, and she has appeared on Cheddar News, iWomanTV, On New Jersey, and CBS New York.(Photo by erdikocak/iStock)

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Feature BY Emily McCrary-Ruiz-Esparza | July 01, 2026

Can AI Teach Workers to Be More Human?

It started as an experiment. A little over a year ago, the chief talent and development officer at pharmaceutical firm Novartis ran a pilot. Paula Landmann, who’s responsible for making sure the company has the skills it needs, wanted to know: Can we use AI for the personal development of our workforce?Employees already had access to internal coaches, but humans are limited by time, and so it could be weeks before a coaching session was available. They also had access to tools like Copilot and ChatGPT, which they could consult about any number of things. But what if they put some real power behind it? If Novartis could roll out an AI-powered coaching program specifically designed to interact with employees the way a personal coach might, could the workforce actually develop itself?Apparently, the answer is yes. Last October, Novartis rolled out its AI coaching platform, called Mira, which it developed in conjunction with coaching platform BetterUp. Unlike traditional coaching programs, which are provided only to high-ranking managers and those headed for the C-suite, every employee at Novartis, at every level, has access to Mira—whenever they need it. Less than a year later, 14,000 employees, or just over 18% of Novartis’s workforce, are using the tool, which remains optional, and many of them keep coming back. They’re getting better at making decisions, talking to one another, and working together.Novartis is hardly alone. Customer-experience platform Qualfon developed its own AI-powered roleplay simulator to help employees improve communication, and media company Scripps licensed an AI coach that gives feedback to reporters on drafts and sourcing. Twenty percent of the newsroom employees use it daily, said senior L&D director Ginger Summers during a From Day One webinar. Those employees now use the tool one to two hours per day, saving roughly 20 minutes of work each time.These are what might be considered uniquely “human” skills, like critical thinking, communication, cooperation, collaboration, and conflict resolution—things typically developed only through interaction among humans.The interpersonal friction that begets these skills can, in theory, cost a business time and money, so companies are looking at AI and wondering if it would be faster, possibly even more effective, to develop those same skills with AI. The promise is great: AI could effectively furnish each employee with a personal coach whose sole focus is that employee’s development. But are these skills, when developed in collaboration with AI, as strong as they could be? And what’s lost when the experience with humans is removed from human skills?A Closer Look at AI-Powered Skill DevelopmentTo answer those questions, AI for skill development is being heavily studied by academics and by the companies building the technology. Consulting firm BCG put its own program to the test, placing human trainers (in virtual classrooms) head to head with virtual AI coaches and found that “the gen AI tutor delivered results that were on par with the classroom session, but with significant improvements in terms of personalization and efficiency.” And not only did the BCG researchers favor AI, learners themselves said the AI was better than humans at supplying personalized notes. BCG lauds AI’s ability to tailor the learning based on individual work context in a way a human just can’t.AI can be more succinct than humans, making for time savings, and it can also make learners less fearful of making mistakes. It’s far less embarrassing to fumble in front of a bot than a person, especially if you might sit in a meeting with them later. Landmann of Novartis said employees were “very loud and clear” about this advantage. “AI doesn’t judge me,” they told her.Paula Landmann, chief talent and development officer at Novartis (company photo)Employees at Novartis also prefer the AI coach to human coaches for their availability. While the company does make human coaches available, their time is limited. So if your coach isn’t available for another month, but your difficult conversation happens tomorrow—Mira can offer help right away. And users can practice in their preferred style: via keyboard, like an instant messenger, or via voice, like a phone call. Employees can start with a theme, take a personality assessment, engage in role play, or simply jump into conversation about their problem—these coaches don’t need time to prepare. They’re always on and always ready to go.Still, some skeptics are sounding the alarm, or at least seriously questioning the hype over using AI to train people to do people things. Constance Noonan Hadley and Sarah L. Wright, both academic researchers, posit that overuse can cause social skills to atrophy by making it easier to choose relatively frictionless AI interactions over humans that might push back or simply make us uncomfortable. “Talking with an always reachable, sycophantic AI chatbot can be more appealing than conversing with real people,” they write in Harvard Business Review. And “by removing the need to go to colleagues for help, AI can undermine opportunities to build trust.” They recommend that “coaching, mentoring, conflict resolution, and team building remain primarily human functions and be conducted in person to build relationships.” In other words, leave the human skills to the humans. “The friction, the back-and-forth, even the occasional miscommunication—these aren’t bugs in the system, they’re features,” writes HBR editor Amy Gallo. And the less interaction we have with our colleagues, the lonelier and more socially isolated we can become.The Sycophancy TrapZoë Wigan, a former employment attorney and current head of the resolutions team at consultancy Byrne Dean, worries that AI is making it too easy to escalate problems that are better dealt with face-to-ace. One sign is the number of grievance letters HR leaders receive.  She told From Day One that grievances—that is, formal letters of complaint that an employee submits regarding a colleague or manager—are overwhelming people teams. “Almost every time I have coffee with someone in HR and you say, ‘What’s keeping you busy?,’ almost everybody says ‘AI grievances.’”This may be the result of AI sycophancy. Someone who suspects their manager is being unfair will almost certainly hear that reinforced by an AI coach. And it might even push them along, offering to write up a grievance letter then and there. Qualms escalate to the level of formal grievances more quickly than they otherwise would have—qualms that, in another time, may have been handled without HR at all.Landmann was concerned about this from the start. “I always worry that AI can be very nice to us, very soft,” she said. “It wants to please us constantly, right?” But a good coach doesn’t do that. When testing tools for Novartis, she was keen on finding one low on sycophancy and willing to challenge users both during the coaching session and after the fact, following up to find out how it all played out.Managers in a PinchWhen Coinbase CEO Brian Armstrong announced that the company would be laying off 14% of its staff, he noted that there would be “no pure managers,” and anyone who remained must be “a strong and active individual contributor,” and managers everywhere cradled their heads in their hands.People managers are under tremendous stress, being asked to take on more responsibility, which lately includes rolling out AI tools, if not finding use cases to begin with. Many are handed AI and told to use it, but they’re often not told what to use it on. The time-consuming act of coaching employees seems as good a use as any.Given the pressures, they can hardly be blamed for what some are calling overuse. “I think most organizations are probably sleepwalking into just how complex it’s becoming for managers,” said Byrne Dean’s CEO Nick McClelland. “Work has just got more complex, and AI itself actually increases the complexity in terms of managing people.” He told From Day One that he expects to see a significant increase in the number of difficult conversations managers are asked to have—“with their team, with peers, with senior members of teams because of the complexity of work”—and AI can be a huge help.AI has and will always win when it comes to scalability. While no organization can afford a personal coach for each employee, it probably can afford universal AI licenses. Byrne Dean, which will still continue offering its traditional classroom training sessions on difficult conversations, is launching its own AI-powered conversation tool, currently in its beta stage.McClelland explained that this could be the tip of the spear for HR, which “is seen as a cost center as opposed to a profit generator.” Difficult conversations are all too easy to avoid, or at least postpone, to the extent that the company suffers from poor performance, infighting, just the clog of team politics. “HR can start to flip the narrative,” McClelland said. When AI affords ample opportunity for practice and preparation, “being able to have that conversation and rehearse ahead of time feels like a really natural business gain.”But Landmann sees it differently. The Mira platform isn’t actually saving Novartis any money. On the contrary. “It’s an investment in people,” she explained. “The biggest business case is the growth and development of our people.” This is a long play, she said, and it has already been worth it. Emily McCrary-Ruiz-Esparza is an independent journalist and From Day One contributing editor who writes about business and the world of work. Her work has appeared in the Economist, the BBC, The Washington Post, Inc., and Business Insider, among others. She is the recipient of a Virginia Press Association award for business and financial journalism. She is the host of How to Be Anything, the podcast about people with unusual jobs.(Featured photo by Style-Photography/iStock by Getty Images)

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What Our Attendees are Saying

Jordan Baker(Attendee) profile picture

“The panels were phenomenal. The breakout sessions were incredibly insightful. I got the opportunity to speak with countless HR leaders who are dedicated to improving people’s lives. I walked away feeling excited about my own future in the business world, knowing that many of today’s people leaders are striving for a more diverse, engaged, and inclusive workforce.”

– Jordan Baker, Emplify
Desiree Booker(Attendee) profile picture

“Thank you, From Day One, for such an important conversation on diversity and inclusion, employee engagement and social impact.”

– Desiree Booker, ColorVizion Lab
Kim Vu(Attendee) profile picture

“Timely and much needed convo about the importance of removing the stigma and providing accessible mental health resources for all employees.”

– Kim Vu, Remitly
Florangela Davila(Attendee) profile picture

“Great discussion about leadership, accountability, transparency and equity. Thanks for having me, From Day One.”

– Florangela Davila, KNKX 88.5 FM
Cory Hewett(Attendee) profile picture

“De-stigmatizing mental health illnesses, engaging stakeholders, arriving at mutually defined definitions for equity, and preventing burnout—these are important topics that I’m delighted are being discussed at the From Day One conference.”

– Cory Hewett, Gimme Vending Inc.
Trisha Stezzi(Attendee) profile picture

“Thank you for bringing speakers and influencers into one space so we can all continue our work scaling up the impact we make in our organizations and in the world!”

– Trisha Stezzi, Significance LLC
Vivian Greentree(Attendee) profile picture

“From Day One provided a full day of phenomenal learning opportunities and best practices in creating & nurturing corporate values while building purposeful relationships with employees, clients, & communities.”

– Vivian Greentree, Fiserv
Chip Maxwell(Attendee) profile picture

“We always enjoy and are impressed by your events, and this was no exception.”

– Chip Maxwell, Emplify
Katy Romero(Attendee) profile picture

“We really enjoyed the event yesterday— such an engaged group of attendees and the content was excellent. I'm feeling great about our decision to partner with FD1 this year.”

– Katy Romero, One Medical
Kayleen Perkins(Attendee) profile picture

“The From Day One Conference in Seattle was filled with people who want to make a positive impact in their company, and build an inclusive culture around diversity and inclusion. Thank you to all the panelists and speakers for sharing their expertise and insights. I'm looking forward to next year's event!”

– Kayleen Perkins, Seattle Children's
Michaela Ayers(Attendee) profile picture

“I had the pleasure of attending From Day One. My favorite session, Getting Bias Out of Our Systems, was such a powerful conversation between local thought leaders.”

– Michaela Ayers, Nourish Events
Sarah J. Rodehorst(Attendee) profile picture

“Inspiring speakers and powerful conversations. Loved meeting so many talented people driving change in their organizations. Thank you From Day One! I look forward to next year’s event!”

– Sarah J. Rodehorst, ePerkz
Angela Prater(Attendee) profile picture

“I had the distinct pleasure of attending From Day One Seattle. The Getting Bias Out of Our Systems discussion was inspirational and eye-opening.”

– Angela Prater, Confluence Health
Joel Stupka(Attendee) profile picture

“From Day One did an amazing job of providing an exceptional experience for both the attendees and vendors. I mean, we had whale sharks and giant manta rays gracefully swimming by on the other side of the hall from our booth!”

– Joel Stupka, SkillCycle
Alexis Hauk(Attendee) profile picture

“Last week I had the honor of moderating a panel on healthy work environments at the From Day One conference in Atlanta. I was so inspired by what these experts had to say about the timely and important topics of mental health in the workplace and the value of nurturing a culture of psychological safety.”

– Alexis Hauk, Emory University